info@loantreellc.com NMLS #1974541
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About LoanTree LLC

Why LoanTree

A Lender You Can
Actually Trust

Dedicated Loan Officers
A real person — available by phone, text, or email. Not a chatbot. We build relationships, not just loans.
In-House Underwriting
No third-party delays. Our team works in-house for faster approvals and on-time closings every time.
Radical Transparency
Every fee, every rate, every option explained in plain English. No surprises at the closing table — ever.
Licensed in Multiple States
Whether you're buying locally or relocating, LoanTree has you covered from application to closing.
LoanTree by the Numbers
98%
On-Time Closing
14d
Avg. Days to Close
4.9★
Google Rating
Multiple
States Licensed
FNMA
FHLMC
FHA
VA
USDA
GNMA
The Process

From Application
to Closing Day

We've simplified every step so you can focus on the excitement of your new home — not the paperwork.

1
Apply Online
Complete our simple application in minutes. No credit pull required to get started — just basic info about you and your goals.
2
Choose Your Loan
Your dedicated loan officer presents personalized options. We explain every detail — no hidden fees, no confusing jargon.
3
Fast Underwriting
Our in-house team reviews your file with speed and precision. Average approval time is just 14 business days.
4
Close & Move In
Sign documents, receive your keys, and start building equity. We stay with you even after your loan closes.
Client Reviews

What Our Clients
Are Saying

★★★★★
We were first-time buyers and honestly had no idea where to start. Kaushik and his team walked us through every step — pre-approval, rate lock, escrow, everything. We closed in under 30 days and the whole process was way smoother than we expected.
RN
Ramesh & Nithya S.
First-Time Buyers · Folsom, CA
★★★★★
I run my own consulting business and my income is all over the place. Two banks flat out said no. LoanTree got me approved through their bank statement program in about three weeks. No runaround, no surprises on closing day.
VP
Vikram P.
Self-Employed · Fresno, CA
★★★★★
After I got out of the Marine Corps I kept putting off using my VA benefit because it seemed complicated. LoanTree made it simple — zero down, no PMI, and they handled all the VA paperwork. Wish I'd called them sooner.
JS
James S., USMC (Ret.)
VA Loan · San Diego, CA

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Started?

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LoanTree LLC · NMLS #1974541 · Equal Housing Lender · Licensed in Multiple States