Loan Products
The Right Loan for
Every Situation
From first-time buyers to seasoned investors, we offer a complete suite of mortgage solutions to fit your goals and financial profile.
Conventional
The most popular choice for buyers with solid credit. Flexible terms, no upfront mortgage insurance when you put 20% down.
6.42% / 30yr Fixed
- Down payment as low as 3%
- Loan amounts up to $806,500
- No PMI with 20% down
- Fixed & adjustable options
VA Loan
Exclusively for veterans, active duty, and eligible spouses. Zero down, no PMI — one of the most powerful benefits you've earned.
6.01% / 30yr Fixed
- $0 down payment required
- No private mortgage insurance
- Competitive interest rates
- IRRRL streamline refinance
FHA Loan
Designed for first-time buyers and those rebuilding credit. Government-backed with lower barriers to homeownership.
6.28% / 30yr Fixed
- Down payment as low as 3.5%
- Credit scores from 580+
- Gift funds allowed
- Streamline refi available
Jumbo Loan
Finance high-value properties above conforming limits. Flexible underwriting for luxury and premium home purchases.
6.65% / 30yr Fixed
- Loans from $806,501 to $5M+
- Primary, second & investment
- Interest-only options
- Fast in-house underwriting
USDA Loan
100% financing for eligible rural and suburban buyers. Low mortgage insurance rates make this one of the most affordable options.
6.10% / 30yr Fixed
- Zero down payment
- Lower MI than FHA
- Eligible rural areas
- Income limits apply
Non-QM / Bank Statement
Self-employed or non-traditional income? Our flexible programs use bank statements, DSCR, and asset depletion — no tax returns needed.
7.25% / 30yr Fixed
- 12–24 month bank statements
- DSCR investor loans
- Asset depletion programs
- Foreign national loans